Our Dilemma: To Buy the “Perfect” House or Not?

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Laura and I have been struggling for the last few months over whether to buy a new house.  And not just any house, but one very specific house that I’ll talk about below. This is really out of character for us and I can’t believe I’m saying this, as I swore our current house would…

The What, Why, and How of Saving for a Down Payment on a Home

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Home ownership is often marketed as the cornerstone of the American dream. But it doesn’t come cheap. You need to make sure you’re financially prepared before considering buying a home, and that means having an emergency fund already in place, a steady source of income, and the ability to continue contributing to your long-term financial…

The Impact of Prepaying your Mortgage Principal Each Month

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

The Bankrate.com Mortgage Calculator is one of the most valuable tools I’ve found to help you calculate the impact of prepaying your mortgage each month.  You can plug in different scenarios for your mortgage and it spits out a full amortization table in a matter of seconds.  It also helps highlight the value of prepaying…