Beginner’s Guide: Best Hotel Loyalty Programs Part Two

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We recently released the first segment of the Beginner’s Guide: Best Hotel Loyalty Programs Part One. In that post, I shared how lucrative hotel loyalty programs can be and the specific perks offered by the programs that took my top three spots: the Starwood Preferred Guest Program, IHG Rewards, and Hyatt Gold Passport. Today I’ll highlight the hotel loyalty programs…

NYC to Portugal to Thailand and Back for $120!

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I just put together an amazing itinerary for my brother for his proposed summer 2015 trip and this is a perfect example of how travel rewards points can save you money and take you places you could only dream of! He’s a teacher and he wanted to go to either Europe or Asia next summer…

Our $231 Luxury Bermuda Trip using Travel Rewards Points

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A few years ago, we took our summer vacation to New York City and Bermuda, and it is a great example of how you can save thousands of dollars using travel rewards points. We saved $5,500 off our luxury vacation, and only paid a net $104.79 for the hotel plus $126.50 on unavoidable flight taxes…

Beginner’s Guide: Best Hotel Loyalty Programs Part One

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

One of the awesome perks of pursuing credit card rewards is that they help you experience things you couldn’t afford otherwise. Hotel loyalty programs, for example, allow you to spend the night in hotels you would never actually pay for and experience the opulence and class of a four-star or even five-star property. Most of…

Travel Rewards 101: A Beginner’s Guide to Credit Card Rewards

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

I’ve racked up tons of free travel and thousands of dollars in statement credits over the years, and it’s all due to my complex relationship with credit card rewards. Basically, I’m obsessed with them. Family members and friends see me taking weekend trips, traveling abroad, and landing free hotel rooms, yet remain skeptical that any…

Time Is Your Most Valuable Resource

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

I just read an article from my friend Mr. 1500 about what “Enough” means in life, and it got me thinking about what is truly valuable in my own life. Once my family is clothed, sheltered and fed, the most valuable resource to me is Time. We only get a finite amount of time in…

The What, Why, and How of Saving for a Down Payment on a Home

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

Home ownership is often marketed as the cornerstone of the American dream. But it doesn’t come cheap. You need to make sure you’re financially prepared before considering buying a home, and that means having an emergency fund already in place, a steady source of income, and the ability to continue contributing to your long-term financial…