How we each only spend $4 a Month on Cell Phones

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Laura and I each spend approximately $4 a month on our cell phones for a grand yearly total under $100 combined!  This means we’re paying at least $1,500 less per year than most similar couples who have the latest cutting-edge ‘smart’ phones (“poor phones”?) attached to their bodies at all times. As you can probably…

Five Simple Ways to Lose Weight and Save Money

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

One of our big themes here at RichmondSavers.com  is that things don’t have to be so complicated all the time.  This extends throughout your financial life into every other aspect of your personal life.  Keep it simple and you’ll reduce stress, make noticeable progress and come out way ahead in the end. This post is…

Net Worth Tracking – 2nd Quarter 2013

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The 2nd quarter of 2013 came to a close yesterday and one of the things we strongly suggest is for you to start tracking your net worth each quarter.  Once you have the tracking spreadsheet setup, it should take you about 10 minutes each quarter to login to each account and write down your current…

Simplify Your Way to a Happier and More Efficient Life

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Time is the most precious commodity in the world.  Once it’s gone, you can never get it back.  If we’re lucky, we’ll be around for about 80 years, which sounds like a long time, but it goes by in a hurry when you’re living a harried, stressed-out lifestyle continually for years on end. I’ve always…

Lending Club for Fun and Profit

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We recently started exploring the industry known as Peer-to-Peer (P2P) Lending, and the more we learn about it the more excited we become by the industry as a whole, and specifically by the market leader Lending Club. It’s still early on, but we’re earning over a 15% annualized return on our money so far, with…

Planning our Free Family Trip to Disney World

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

As you can guess from the title of this article, our next big trip is to Walt Disney World in Orlando, Florida.  This will be the first time we’re going since we’ve had kids and we’re really very excited about it! We’re planning on going at the very end of November 2014 and since we…

Term Life Insurance is the Best Bet for Your Family

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Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Disclosures.

One of our goals here at RichmondSavers.com is to make your life a little bit easier by reducing the complexity of the financial world down to something that’s simple and makes sense.  There is no better example of that needless complexity than with the issue of life insurance. Sure, there are many different types of…