We’ve spoken and emailed with many people through our free travel rewards coaching program and so many are astounded when they hear the deals you can get by using British Airways Avios points on actual American Airlines flights. The same holds true for Alaska Airlines flights, which has a huge network in the western part…
How Much Money Do You Actually Need to Retire?
Have you ever plugged your information into a retirement calculator on a site like Fidelity.com? If you have, you’ll find their starting point for your retirement income is your current income, which I suppose makes sense if you’re one of the vast majority of people who spends every last dollar you earn. In that case…
Travel Rewards: Free New York to Bermuda Vacation in Style
Here’s another post in our travel rewards tips series designed to show you how much value you can get by opening up targeted credit cards to earn luxury travel for free: Laura and I are very much in travel planning mode for our big trip for the summer of 2014 and one option we’re investigating…
Travel Rewards: Two Free Boston to Dublin Round-Trip Flights with One Credit Card Signup
PLEASE NOTE: THIS ‘SWEET SPOT’ FOR 25,000 IS NO LONGER AVAILABLE (though the process described below is still accurate for how to book): However, you can no fly to Dublin from six US cities for only 26,000 miles round-trip during the ~8 month off-peak time. This is our first in a series of ‘travel rewards…
How much are you Spending Each Year on Gifts?
Laura and I do not exchange presents for any major holiday. I know this might sound odd, and we might appear cold and heartless to some, but it is just something we don’t do. We seriously have every material possession that we want in life, so our mental “must-buy list” contains exactly zero items. We’re…
The Impact of Fees on Your Investment
After reading a post on Bucking the Trend’s (now defunct) site entitled, How Vanguard Will Save Me $2,700 and the outstanding must-read Stock Series by JL Collins, I realized I needed to learn more about low-cost index fund investing. I picked up The Little Book of Common Sense Investing by Vanguard founder John Bogle and…
The Power of a Saved Dollar
We talk a lot about saving money and long-term financial thinking here at RichmondSavers.com. To our family there is great happiness, security and satisfaction in this type of lifestyle. However, we know in our instant-gratification culture a lot of people think we have it backwards. They think it makes them happy to buy expensive clothes,…