Our $231 Luxury Bermuda Trip using Travel Rewards Points

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A few years ago, we took our summer vacation to New York City and Bermuda, and it is a great example of how you can save thousands of dollars using travel rewards points. We saved $5,500 off our luxury vacation, and only paid a net $104.79 for the hotel plus $126.50 on unavoidable flight taxes…

Time Is Your Most Valuable Resource

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I just read an article from my friend Mr. 1500 about what “Enough” means in life, and it got me thinking about what is truly valuable in my own life. Once my family is clothed, sheltered and fed, the most valuable resource to me is Time. We only get a finite amount of time in…

Ask the Readers: How do you Teach your Children about Money?

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We’d like to turn the tables with this article and ask for your advice as we embark on a new part of our lives as parents. Our oldest daughter is coming up on her 6th birthday, and we believe it is time to really start making her aware of the concept of money. Our question…

The Most Important Question: Is This Useful?

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I’m always looking for books that challenge the reader to look at the world differently, and I usually satisfy that urge with the latest Malcolm Gladwell or Michael Lewis book.  Since I just read David & Goliath and the wait at the library for Flash Boys was significant, I picked up two excellent books that…

A Realistic Look at Ideal Days in Our Future Financially Independent Life

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We talk a lot here at Richmond Savers about saving money and why it is so important in order to make your life easier and more financially stable. Money is a tool that you can use to give yourself power over your life that most people living paycheck-to-paycheck will never have. Life is simply much…

Make Travel Blackout Dates a Thing of the Past

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When we talk to people about frequent flyer miles or hotel points the biggest concern is always, “what’s the point of collecting all these points when you can never use them because of all the blackout dates?” For years we didn’t want to be bothered collecting points for precisely this reason – it just seemed…

Top 10 Personal Finance Lessons Learned from Medical Training

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We’re thrilled to have our friend Alexi from Miles Dividend M.D. guest posting today.  Alexi, who is more formally known as Dr. Alexi Zemsky, is an electrophysiologist (a heart doctor who specializes in abnormal rhythms), and he’s also one of the most interesting personal finance bloggers around! He writes from the unique perspective of being…